What BetOnline, Bovada, MyBookie, BetUS, BetNow, SportsBetting.ag and XBet publish about payout speed, limits, fees and verification, with where the books contradict themselves.
Offshore sportsbooks publish crypto payout windows of roughly 24 to 48 hours and check or wire timing of about 5 to 15 business days. Those are the numbers on each book’s own help pages, and a few books publish no numbers at all. This page lays those published figures side by side for seven books, shows where the books contradict themselves, and explains why the real wait is usually approval and verification, not the blockchain. DailyWagerZone did not test a withdrawal for this page, so every number is what a book says, not what we measured.
By Jake Mercer, Lead Sports Betting Analyst. Last updated: October 15, 2026.
We compared seven sportsbook brands from DWZ’s affiliate list that publish banking terms and whose own terms do not bar U.S. residents as a group: BetOnline, Bovada, MyBookie, BetUS, BetNow, SportsBetting.ag and XBet. None is licensed by a U.S. state. Bovada and BetNow name U.S. states they block, so your state decides whether you can sign up at all.
Here is what each book’s own terms or help pages say about U.S. access, read on October 15, 2026. Where a page publishes no state list, the cell says so.
| Sportsbook | What its own pages say about U.S. access |
|---|---|
| BetOnline | Its terms say it “currently restricts play only from” a list of countries and territories. No U.S. state is on the list. Source: BetOnline Terms and Conditions. |
| Bovada | Says it is “open to United States residents,” except people in 19 states and Washington, D.C.: Arizona, Colorado, Connecticut, Delaware, Kansas, Louisiana, Maryland, Massachusetts, Michigan, Nevada, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Tennessee, Vermont and West Virginia. Source: Bovada restricted-locations page. |
| MyBookie | Publishes no state list in the rules we read. Its payout rules mention text-message checks that are “US only,” and its pages say you must be 21 or older and in a legal jurisdiction. State access: not published; check current terms. |
| BetUS | Its terms bar residents of a list of countries. The U.S. is not on it. The same terms say its welcome packages are “only available to certain states within the United States.” Source: BetUS Terms and Conditions. |
| BetNow | Its terms list New Jersey as the only restricted U.S. state. Source: BetNow Terms and Conditions. |
| SportsBetting.ag | Its terms refer to restricted states and countries but the page we read publishes no list. State access: not published; check current terms. |
| XBet | Its terms list countries that cannot open accounts. The U.S. is not on the list, and no U.S. state list is published. Source: XBet Terms and Conditions. |
Being allowed to sign up is not the same as being legal where you live. Offshore sportsbooks are not licensed by any state, and a book’s terms can change without notice.
Editor’s Note on method. Every figure below comes from a book’s own help or terms page opened on October 15, 2026, or is simple arithmetic on those figures, shown in the text. When a page gives no number, the cell says “not published; check current terms.” We left out other affiliate-list books because we did not finish a verified read of their payout terms for this update.
Here are the published crypto numbers, book by book. A published window is the time range the book itself states. A minimum is the smallest payout the book allows. A maximum is the biggest single payout or per-week amount it allows.
| Sportsbook | Published crypto timing | Minimum | Maximum | Book’s own fee | Source and date |
|---|---|---|---|---|---|
| BetOnline | Within 24 hours | $20 | Bitcoin, Ethereum, Tether (USDT) and USD Coin (USDC): no limit. Other coins: $10,000 to $50,000. Applies per transaction and per week. | Bitcoin free. Other coins $1.50 to $25, depending on amount. | BetOnline Help Center, June 25, 2026 |
| Bovada | About 24 hours to approve. Then up to 24 hours for Bitcoin, or up to 1 hour for BCH, BSV, ETH, USDT and LTC. | Bitcoin $75. Litecoin, Bitcoin Cash and Bitcoin SV $10. Ethereum and USDT $50. | Bitcoin $9,500 per request ($90,000 per week). Litecoin $9,500 per request ($180,000 per week). Ethereum, Bitcoin Cash and USDT $2,500. | Bovada charges none. Your wallet or exchange may charge a network fee. | Bovada Help Center, checked Oct. 15, 2026 |
| MyBookie | Up to 24 hours to review, plus up to 24 hours to deliver. A different line on the same page says about 2 business days. | Bitcoin $25 | Bitcoin $5,000 per payout. $10,000 total per week. One withdrawal per method per week. | Free | MyBookie rules page, checked Oct. 15, 2026 |
| BetUS | 24 to 48 hours after approval. Approval time: not published; check current terms. | About $50 on its limits table. A separate payout page says $10 for any single withdrawal. | About $5,000 or more, “varies by bonus.” These are approximate figures from BetUS. | Limits table says no banking fees. Payout page says some methods charge fees. | BetUS help center, May 15 and May 11, 2026 |
| BetNow | not published; check current terms | not published; check current terms | not published; check current terms | Crypto payouts are free. | BetNow help center, fee page dated Sept. 21, 2026 |
| SportsBetting.ag | Within 24 hours | $20 | Same table as BetOnline: Bitcoin, Ethereum, USDT and USDC have no limit. | Bitcoin free. Other coins $1.50 to $25, depending on amount. | SportsBetting.ag help center, June 25, 2026 |
| XBet | “Within 48 hours” for KYC-verified customers. No per-coin timing. | not published; check current terms | not published; check current terms | not published; check current terms | XBet banking page, checked Oct. 15, 2026 |
Three details change how to read that table. First, BetOnline lists Bitcoin as free, but its separate crypto fee page says withdrawals to some customer-controlled addresses carry network fees that vary with congestion. Read the fee in the cashier before you confirm. Second, Bovada says Bitcoin requests above $9,500 are sent in pieces every 3 days. Third, MyBookie’s banking page says verified payouts process “within 48 hours,” while its rules table says up to 24 hours to review and up to 24 hours to deliver. Both can be true. Neither says what happens on a busy Friday.
The chart above adds each book’s published approval and delivery windows. That addition is ours. BetOnline publishes one 24-hour window, so we show it as one bar. BetUS publishes only the post-approval window, so its approval time stays blank. BetNow and XBet publish no crypto split, so they are not charted.
Cash-out options differ by book, and some books do not pay out by card at all. This grid shows what the five biggest books publish for each method. A dash in a book’s card row means that book does not list card withdrawals among its payout methods.
| Method | BetOnline | Bovada | MyBookie | BetUS | BetNow |
|---|---|---|---|---|---|
| Crypto | Within 24 hours. $20 minimum. Bitcoin has no maximum. Bitcoin free. | About 24 hours to approve, then up to 24 hours (BTC) or 1 hour (other coins). $75 BTC minimum, $9,500 per request. No Bovada fee. | Up to 24 hours review plus up to 24 hours delivery. $25 minimum, $5,000 maximum. Free. | 24 to 48 hours after approval. About $50 minimum, about $5,000 or more maximum. Approximate. | Timing and limits: not published; check current terms. Free. |
| Card | Not listed as a payout method. A 3-calendar-day wait may apply after a card deposit. | Not listed. Listed methods are crypto, check, voucher, MatchPay and bank wire. | Not listed. Listed methods are Bitcoin and bank wire. | 3 to 5 business days. About $50 to about $3,000. 72-hour hold after a card deposit. | Not listed. Listed methods are crypto, bank wire, ACH, bank draft and MoneyGram. |
| Check | Check by courier: within 7 business days. $500 to $2,500. $50 up to $1,500, then 3%. | Check by courier: 10 to 15 business days. $250 to $3,000. One per 7 days. $100 fee per request. | Not listed as a payout method. | not published; check current terms. | Bank draft is listed. Timing, limits and fees: not published; check current terms. |
| Wire | Within 15 business days. $2,500 to $25,000. $60 up to $5,000, then 3%. | 10 to 15 business days. $1,500 to $9,500. One per 30 days. Fee: not published; check current terms. | 1 to 2 days review plus 5 to 7 business days delivery. $100 to $5,000. $35 for $100 to $500, $50 for $501 to $5,000. | 5 to 10 business days. About $100 to about $5,000 or more. Fees vary by method. | Bank wire and ACH are listed. Fees depend on amount. Timing and limits: not published; check current terms. |
SportsBetting.ag’s help page shows the same fiat schedule as BetOnline’s: wires of $2,500 to $25,000 within 15 business days, checks by courier of $500 to $2,500 within 7 business days, and person-to-person payouts of $50 to $400 within 5 business days. XBet’s banking page publishes no per-method timing or limits beyond its 48-hour line for verified customers. For both, check the cashier for your account’s live numbers.
BetUS needs its own warning. Its limits article (May 15, 2026) lists crypto at 24 to 48 hours after approval. Its payout-request article (May 11, 2026) says delivery times can vary but are “generally between 3 and 10 business days,” and that e-wallets are usually done within 24 hours. Those two pages do not match, and neither gives the approval time. Our existing BetUS payout timing page covers that book separately.
Fees are where fiat loses. Using only the published fee schedules, here is what each method costs to cash out $2,000. The BetOnline check fee is 3% of $2,000, which is $60. The BetOnline Tether fee falls in its $1,000-to-$5,000 tier, which is $5.
The books charge $0 on crypto, but your wallet, the network and any exchange you use can still charge. Bovada says that outright. A $2,000 payout also fits inside Bovada’s $3,000 check limit and MyBookie’s $5,000 wire limit, but it falls under BetOnline’s $2,500 wire minimum, so BetOnline wire is not an option at that amount.
KYC means “know your customer,” the ID check a book runs before it pays you. Every book here reserves the right to ask for documents. Here is what each one publishes:
| Sportsbook | What the book says it can ask for | What else it says |
|---|---|---|
| BetOnline | Photo ID, front and back of every card used to deposit, an address document, and anything else it deems necessary. | Rejected requests show a reason under “Comments.” Funds you deposited must be wagered 1x first. |
| Bovada | A Credit Card Verification Form for each card used to fund the account, even for Bitcoin withdrawals. Other documents may be requested. | A text-message code confirms each request. Bovada says its staff will never give you wallet or bank details. |
| MyBookie | Identity verification at least once, by ID documents or a U.S. text-message code. Card copies may be requested. | You do not need to send documents ahead of time, unless the security team asks. Withdrawals go only to the account holder. |
| BetUS | Front and back of credit cards used, a signed government ID, and a card-plus-state-ID photo with all four corners visible. | Once documents are verified, they do not need to be sent again unless they expire. |
| BetNow | A government photo ID. A proof of address no older than three months may be requested. | Verification is “typically completed within minutes,” but a deeper review can take longer. It must finish before a withdrawal can be processed. |
| SportsBetting.ag | Same list as BetOnline. | Same 1x deposit rollover and card-deposit waits as BetOnline. |
| XBet | “Document verification may delay withdrawing funds, if required.” | No document list: not published; check current terms. |
Most “payout speed” talk mixes three different timers. Here is our framework. Split any payout into three clocks and you can see which one you control.
Worked example, our reading of the published rules. Say you request a MyBookie Bitcoin payout at 3 p.m. Eastern on a Friday. Under the rules above, that counts as the next day’s submission, and payouts go out only Monday through Friday. So review likely starts Monday. Add the published “up to 24 hours” review and “up to 24 hours” delivery, and the money could land as late as Wednesday. This is arithmetic on stated rules, not a measured result. The same request at 10 a.m. on a Tuesday has a shorter published path.
That is why the weekend matters even for crypto. A blockchain runs all weekend. A compliance team may not. Also note that BetOnline says its crypto frequency is unlimited, while MyBookie allows one withdrawal per method per week and Bovada allows one crypto request every 15 minutes. If a request is rejected for missing rollover or documents, you will likely have to submit a new one.
Want to compare cashiers yourself before you deposit? These are DWZ affiliate links, and DWZ may earn a commission at no cost to you: BetOnline, Bovada, MyBookie, BetUS, BetNow, SportsBetting.ag and XBet. Terms apply. Check the live cashier before you rely on any number here.
On published numbers alone, BetOnline and its look-alike help table at SportsBetting.ag publish the tightest crypto story: one 24-hour window, no stated Bitcoin maximum and a free Bitcoin payout. Bovada publishes the most detail, including a 1-hour delivery window for several coins, but it adds about 24 hours of approval and caps Bitcoin requests at $9,500. MyBookie and BetUS contradict themselves, which makes them harder to plan around. BetNow publishes the least.
Here is the position we would defend: choose the book whose payout rules you can read in full before you deposit, then plan around the slowest published step, not the fastest. A book that publishes a clear 48-hour ceiling beats one that promises “fast” and posts no number. This ranking is about transparency of published terms. It is not a speed test, because we did not run withdrawals. For deeper coverage, see our pages on offshore crypto payout speeds, Bitcoin payout rankings and crypto withdrawals at BetOnline, Bovada and MyBookie. If a number on one of those pages differs from a book’s current help page, trust the help page.
Honest answer: your payout is only as safe as the company’s promise. The FBI’s Internet Crime Complaint Center said on December 17, 2025 that offshore sportsbooks “are not held to the same legal standards as U.S. licensed sportsbooks and may lack consumer protections,” and told bettors to check the laws that apply to them. Our full guide to the risks of offshore sportsbooks covers this in detail.
Bet only what you can afford to lose, and do not leave large balances sitting at any offshore book. You must be 21 or older. If gambling is causing problems, call 1-800-GAMBLER for free, confidential help.
Our Crypto Betting and Casino Payments Guide covers which coin and network to use, wallet safety and tax awareness. For the shorter Bitcoin primer, start with what Bitcoin sports betting is.
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